“Free” isn’t a word you hear often enough when it comes to your medical care. And too often, what you thought was free — a wellness check with your primary care doc — turns out to have extra costs when something like additional lab tests are recommended.
Everyone wants to save a buck. All too true for small business owners watching their bottom line. But, health insurance is one area that you shouldn’t skimp. That penny-pinching plan could end up costing you and your employees big $. Not to mention, the hassle that might ensue from dealing with said medical insurance issues. (Uh…have you ever been on hold by one of those large health insurance companies?)
Nothing blows up the household budget like unexpected bills for an unavoidable illness or injury. Too often, the surprise financial hit is worsened by blunders made well before you need to see a doctor.
Deductibles, out-of-pocket maximum, and coinsurance … oh my!
These health insurance terms can make you wish there were ruby slippers that could easily return you, healthy and happy, to Auntie Em’s loving arms. However, beyond the overall cost for signing up for your plan, you need to understand these three words because they can impact your pocketbook if you seek medical attention.
Sunscreen is the best protector to prevent skin cancer, heat rash, wrinkles and more. But, if you’re not using it correctly, it’s not much help. And chances are, you’re not.
March is a popular month for activity in Austin: SXSW, Rodeo Austin, Spring Break. It’s enough to make you flee town or hibernate until April. Before you do, there is another important event in March that should not be ignored — National Colorectal Cancer Month.
When was the last time you had an X-ray or CT (computerized tomography) scan? For several reasons, that’s important to know – and important to ask your doctor – before you get another one. Because too often, patients get more of them than they need, possibly exposing themselves to unhealthy levels of radiation – and definitely increasing their medical bills.
When seeking immediate, nonemergency medical care, it’s best to know before you go – know what it’s going to cost you, that is.
Certainly, you’ll want to know whether the doctor you see will accept your insurance coverage. That’s turned out to be a concern when visiting a freestanding emergency room. Too often, patients don’t find out until they face a big, surprising (and perhaps unnecessary) bill afterward.
You’ve done the smart thing – enrolled or re-enrolled for in health plan in 2018. What’s next?: Prepare to take full advantage of your coverage.
Your nose knows something is irritating it but is it a cold? Or cedar fever? Hard to say these days in Central Texas. Particularly chilly winter weather can lead to colds. And recently, the highest airborne pollen levels loom, prompting bouts of cedar fever. How can you tell which is which?
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